HMO guidelines for landlords: the essentials
- Is it an HMO? 3 or more people, 2 or more households, sharing a kitchen, bathroom or toilet.
- Does it need a licence? Always if 5+ people in 2+ households. Smaller HMOs if the council has an additional scheme. Check the council table.
- Does it need planning permission? A large HMO (7+) always; a small HMO (3 to 6) in an Article 4 area.
- Does it meet the standards? Room sizes, amenities, fire safety and management rules: see HMO rules.
- Is the paperwork in place? Gas and electrical certificates, EPC, deposit protection, right to rent checks, written terms, and landlord database registration.
HMO rule changes in 2026
On 1 May 2026 the Renters' Rights Act 2025 changed the ground rules for all private landlords, including HMO landlords: most tenancies became periodic, section 21 was abolished, the maximum civil penalty for Housing Act offences rose to £40,000, and rent repayment orders can now cover up to 2 years' rent for offences from that date. See the Renters' Rights Act checklist.
Enforcement in numbers
From 1,427 rent repayment order decisions and 511 civil penalty appeals published by the First-tier Tribunal, the median rent repayment order where one was made is £6,000, and councils' penalties for licensing offences had a median of £7,000 before appeal. Each council page shows the local figures.